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2026 Open Enrollment

Enroll in or make changes to your benefits
November 3, 2025 through November 14, 2025

2026 Open Enrollment

Annual Enrollment is your once-a-year opportunity to enroll in or make changes to your benefits for the new plan year. The benefits you elect during Annual Enrollment are in effect for the remainder of the plan year which ends on December 31, 2025; unless you experience a qualified life status event.

What you need to know for 2026

  • New! Caregiving Support Benefits offered by Cariloop at no cost to you.
  • No changes to coverage except required mandates to the HDHP w/HSA plan.
  • Added Coverage: IVF (mandated by California and applies to all states).
  • Premium increases to Medical, Dental and Vision plans.
  • Increase to annual limits: FSA Health, FSA Dependent Care and HSA.
  • Enhancements to the Accident, Critical Illness, Hospital Indemnity benefits at no extra cost.
  • Completion of EOI (Evidence of Insurability) for some Voluntary Life Benefits.

Rimini Street will continue:

  • Offering 100% of employee only coverage.
  • Subsidizing approximately 75% of dependent coverage.
  • Employer contributions to your HSA: $1,500 (individual coverage) $2,500 (family/dependent coverage).
  • A $200 monthly Credit if you choose to waive medical coverage and submit the supporting Waiver.

Important Action Items During Annual Enrollment

  • No action is needed if you wish to rollover current elections.
  • Action is needed if you wish to participate in FSA and HSA.
  • You can add, change, or decline coverage for you and your dependents.
  • Attend one of the Open Enrollment webinars.
  • Assigning Beneficiaries will be a required step for the Basic, Voluntary Life and AD&D plans.
  • Emergency Contacts: Review and update this information by completing a TO DO task in your Workday inbox.
  • Deadline: November 14, 2025.

Eligibility

You are eligible for benefits if you are a full-time employee working 30 hours per week. Eligible dependents include your legal spouse or qualified domestic partner, your children and domestic partner children up to age 26. Dependent children of any age if disabled; child must be disabled before reaching age 26.

How to Enroll

Go to your Workday Inbox to locate the “2026 Open Enrollment Event” task. You can access Workday through OKTA. To make changes to your 401(k) contributions, log into Fidelity at http://www.netbenefits.com.

In the spirit of encouraging a culture of shared responsibility and accountability, and to ensure we can focus our efforts to effectively implement the decisions made by employees who enrolled in a timely manner, there will be no extensions granted for negligent failures to enroll.

Waiving Medical coverage in 2026?

Submit the 2026 Medical Health Plan Waiver form and documentation by completing a TO DO task in your Workday inbox after submitting your enrollment.  A signed waiver must be submitted every year.

 

Open Enrollment Kickoff Sessions and Vendor Spotlights

Presentation decks will be added as they become available after each session.

Topic
Date / Time
Presentation deck
Open Enrollment Kickoff 1
Nov 3 - 11AM PT | 1PM CST | 2PM EST
Available here
Open Enrollment Kickoff 2
Nov 5 - 8AM PT | 10AM CST | 11AM EST
Available here
Medical | UHC Spotlight
Nov 4 - 8AM PT | 10AM CST | 11AM EST
Available here
Vision | VSP Spotlight
Nov 4 - 1PM PT | 3PM CST | 4PM EST
Available here
FSA | Navia Spotlight
Nov 5 - 1PM PT | 3PM CST | 4PM EST
Available here
NEW! - Caregiving Support Benefits | Cariloop Spotlight 1
Nov 6 - 9AM PT | 11AM CST | 12PM EST
Available here
Medical | Kaiser Spotlight
Nov 6 - 1PM PT | 3PM CST | 4PM EST
Available here
Dental | MetLife Spotlight
Nov 10 - 8AM PT | 10AM CST | 11AM EST
Available here
NEW! - Understanding HSA's | Optum Spotlight
Nov 10 - 1PM PT | 3PM CST | 4PM EST
Available here
Accident, Hospital, Critical | Voya Spotlight
Nov 11 - 8AM PT | 10AM CST | 11AM EST
Available here
NEW! - HDHP w/HSA vs. PPO Plans | UHC Spotlight
Nov 11 - 1PM PT | 3PM CST | 4PM EST
Available here
NEW! - Caregiving Support Benefits | Cariloop Spotlight 2
Nov 12 - 11AM PT | 1PM CST | 2PM EST
Available here
EAP | Telus Health Spotlight
Nov 13 - 1PM PT | 3PM CST | 4PM EST
Available here

Cariloop – Caregiving Support Benefits

We are thrilled to introduce a new resource to support you and your loved ones: Caregiving Support Benefits from our new benefit provider Cariloop, available to U.S. employees starting January 1, 2026.

With your new Caregiving Support Benefits you have access to:  

  • Professional One-on-one Coaching – Connect with a Cariloop Coach for personalized guidance on adult, child, or educational care needs. 
  • Tools & Resources – Access medication trackers, notes, community channels, and more. 
  • Expert Content – Browse articles and guides created by caregiving professionals. 

Support Areas Include:

  • Adult & Elder Care: Assisted living, Medicare/Medicaid, memory care, VA benefits, home health, and caregiver wellness. 
  • Pediatric & Child Care: Prenatal prep, adoption, daycares, special needs, behavioral concerns, and navigating benefits. 
  • Education Support: College prep, scholarships, IEPs, tutoring, and student loan guidance.

Join Cariloop’s Coffee talk this coming January – More details to follow closer to the date 

In this session, you’ll learn how to get started, explore the types of caregiving journeys Cariloop can support you with, and understand the resources and personalized coaching available.  

Your Cost for Health Coverage

To view the Employer/Employee cost share, see the attached

  • 2026 Benefits Rates
  • 2025 Benefits Rates

Employee Per Paycheck Cost for Coverage*

Benefit
Employee Only
Employee + Spouse**
Employee + Child(ren)
Employee + Family
Medical
Kaiser (CA only)
$0.00
$244.00
$203.33
$443.64
UnitedHealthCare HDHP w/HSA
$0.00
$205.84
106.37
$427.44
UnitedHealthCare PPO 250
$0.00
$406.22
$270.82
$720.81
UnitedHealthCare PPO 1500
$0.00
$295.22
$178.53
$560.69
Dental
MetLife Dental
$0.00
$10.64
$13.60
$23.68
Vision
VSP Vision
$0.00
$2.81
$2.88
$6.99
Rimini Street will contribute to your Health Savings Account (HSA) at the beginning of the year, $1,500 for single and $2,500 for family.
*Premium contributions are deducted from your paycheck on a pre-tax basis unless otherwise requested by you in writing.
**‟Spouse” can also refer to Domestic Partner.

Employee Per Paycheck Cost for Coverage*

Benefit
Employee Only
Employee + Spouse**
Employee + Child(ren)
Employee + Family
Medical
Kaiser (CA only)
$0.00
$240.94
$200.78
$438.07
UnitedHealthCare HDHP w/HSA
$0.00
$188.43
$97.37
$391.28
UnitedHealthCare PPO 1500
$0.00
$269.08
$162.72
$511.03
UnitedHealthCare PPO 250
$0.00
$370.25
$246.84
$656.98
Dental
Metlife Dental PPO
$0.00
$10.14
$12.95
$22.56
Vision
VSP Vision
$0.00
$2.41
$2.47
$5.99
Rimini Street will contribute to your Health savings Account (HSA) at the beginning of the year, $1,500 for single and $2,500 for family.
*Premium contributions are deducted from your paycheck on a pre-tax basis unless otherwise requested by you in writing.
**‟Spouse” can also refer to Domestic Partner.

Imputed Income: Domestic partner contributions are taken on a post-tax basis. Contributions made by the employer for domestic patrner coverage, will be subject to imputed income for the employee.

More information?

Please review the resources below.

2026 Benefit Guide

2026 Medical Waiver

PPO vs HSA Plan

Compliance Notices

2026 Open Enrollment Memo

Cariloop - Caregiving Support Benefits

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